Tradies love getting amongst on and off the worksite.
Whether it’s putting the hard yakka on a new build or getting around local footy – tradies bodies are built different.
But sometimes, injuries can test those limits and leave tradies without work and pay.
SEE MORE: Tradie Tough Tests
Figures from Work Safe Australia found the top three causes of injury in 2022-23 were body stressing (9.2 weeks lost), falls, trips and slips (8.8 weeks lost) and being hit by moving objects (5.6 weeks lost)1.
And many tradies might not be covered automatically; sole traders – for example – aren’t covered by workers’ comp2.
The last thing a hardworking tradie needs is to be left in the lurch if things go pear-shaped, that’s why having Personal Accident & Illness (PA) insurance can be crucial.
What is PA insurance?
For sole traders out there, workers’ compensation is not an option, and this is when this type of cover kicks in. PA insurance provides a weekly income benefit following an accidental injury or illness once signed off from work by a medical practitioner for a set amount of time.
Bills and other expenses can mount up while a tradie’s off due to injury, that’s why PA insurance covers up to 85 per cent of their salary to specific limits.
Did you get injured during that footy game we mentioned?
No worries – PA insurance covers tradies for work missed due to injuries sustained off the tools as well.
Don’t wait until it’s too late. Compare Personal Accident & Illness quotes online or over the phone and get covered in minutes.