Whether you’re hauling tools, materials, or machinery between jobs, the team at Truck Assist knows your work truck is more than just a vehicle – it’s part of your business.
That’s why when it comes to staying safe (and on the right side of the law), knowing your truck’s limits can matter more than you might think.
Why load limits matter
Overloading your truck might not seem like a big deal—especially if it “feels fine” to drive. But carrying more than your vehicle is legally rated for can put serious strain on your brakes, suspension, and tyres. It can also increase the risk of rollover or losing control, especially when cornering or braking suddenly.
SEE MORE: Tradie Tough Tests
It’s not just a safety issue – it can cost you. If you’re caught with an overloaded vehicle, you could face fines, demerit points, and potentially be ordered off the road. It can be detrimental to your business.
Every vehicle has a maximum Gross Vehicle Mass (GVM) and Gross Combination Mass (GCM), which are set by the manufacturer.
It’s your responsibility to make sure your load, including the weight of the vehicle itself, tools, equipment, fuel, and passengers, doesn’t exceed those limits.
You can check your vehicle’s compliance plate or owner’s manual to find these ratings.
Load restraint: Not optional
It’s not just about how much weight you’re carrying; it’s also about how well it’s secured.
That’s why the NHVR’s 2025 Load Restraint Guide is a must-read for anyone carrying gear in a ute, trailer, or truck. It outlines the standards for properly securing loads, regardless of the size or type of vehicle.
The basic rule? Your load must be secured so it won’t shift or fall off under normal driving conditions, including emergency braking or taking corners. That means using the right tie-downs, cargo nets, racks, or restraints—and checking they’re in good nick before every trip.
The updated 2025 guide includes practical diagrams and real-world examples, especially useful for tradies who are often loading and unloading in a hurry.
Tips to stay safe and legal
- Know your numbers. Check your GVM and GCM before loading up.
- Weigh it. If you’re unsure, use a weighbridge or portable scales to confirm you’re under the limit.
- Check your restraints. Invest in quality tie-downs and replace any that are worn or frayed.
- Use proper storage. Toolboxes, racks, and cages can make your load safer and more stable.
- Stay informed. Rules can change—keep up to date via the NHVR.
Bottom line
It doesn’t take much to keep your truck safe, compliant, and ready to work. A few minutes checking your load could save you from fines, downtime, or worse—a serious accident. Whether you’re driving across town or across the state, knowing your limits is part of getting the job done right.
Keen for more ways to protect your truck and your business? Check out Truck Assist for specialist insurance and roadside assistance and get an online quote in minutes today.
*Limits and exclusions apply. This article contains general information only. When making decisions about our insurance, consider the PDS and TMD on https://truckassist.com.au/insurance/truck-insurance. National Transport Insurance is an equal joint venture administered on behalf of the insurers (CGU Insurance ABN 11 000 016 722 AFSL 227681 & Vero Insurance ABN 48 005 297 807 AFSL 230859) by its manager NTI Limited ABN 84 000 746 109 AFSL 237246.
