A June survey by the Australian Physiotherapy Association shows that work can be a real pain for tradies.
Over 90 per cent of the tradies surveyed said they were either injured on the job or that work worsened their injury. That’s a lot of hips, backs, necks, and knees that could end up costing an arm and a leg.
More than a day off work
A niggle is one thing, but what happens if a serious injury leaves you unable to work for weeks, months, or even permanently? It could definitely happen.
Data from the Australian Institute of Health and Welfare found that people spent an average of 3.5 days in hospital after an injury in 2023. But that doesn’t include recovery time. Workers lost a median of 8 weeks following serious workplace injuries in 2022, according to Safe Work Australia.
Eight weeks?! That’s a long time to go without a paycheque.
Your injury & illness safety net
So, how can busy tradies protect their wallets if an injury leaves them unable to work? If you’re a sole trader without access to Workers’ Compensation, Personal Accident & Illness insurance might get the job done.
A policy could provide a weekly income benefit of up to 85 per cent of your income* for a set time after an accidental injury. Even better, it covers you 24/7 worldwide. So, if a holiday surf ends up in the turf, you won’t have to worry about missing out on critical income when you get home!
Protect yourself today
Work might cause aches and pains, but BizCover makes it easy to buy insurance online on the go.
Compare Personal Accident & Illness policies and buy in minutes—no medical checks required. You can even compare other essential cover (like Public Liability and Business Insurance Packs) at the same time to see if you can save.
For on the go cover, go BizCover today!