Many Aussie tradies rely on their hands and bodies to get the job done, but accidents can happen, and injuries or illnesses could leave you unable to work.
And accidents don’t just happen on the tools—tradies can get injured while playing sports, hanging out with mates, or even getting up at 2am to get a glass of water.
SEE MORE: Tradie Tough Tests
Fortunately, Personal Accident & Illness (PA) insurance can help protect a tradie’s income if they’re unable to work due to injury or sickness.
This insurance provides a weekly income benefit of up to 85 per cent of your salary (up to specified limits) if you’re signed off work by a medical practitioner due to an accident or illness. Once you meet the eligibility criteria, the policy kicks in to support you when you need it most.
Covered up
Consider this real-life example of a tradie who was protected by PA insurance: A plumber sustained spinal and other injuries in a motorcycle accident, leaving them unable to work for two years.
Result: The policy paid weekly injury benefits for the entire 104-week benefit period. The insured received $1,000 per week for the first 12 months, followed by $1,050 per week for the next 12 months, thanks to the policy’s Escalation Benefit.
Don’t wait until it’s too late. Consider protecting your most important business asset – yourself – with Personal Accident & Illness insurance. For on the go cover, go here or call 1300 805 821 to get covered in minutes.